Would your water supplier overdose you with fluoride? Yup!

FLUORIDE 2 min read

From: WQP

In Sandy, Utah, a do not drink advisory was lifted for 600 residents previously cautioned not to drink from their kitchen taps. Why?

Elevated levels of copper and lead.

The contamination occurred when supply employees inadvertently released undiluted fluoride into their water system for about two days.. The town authority is facing backlash because of its late notification of residents of the potential contamination quickly.

According to The Deseret News, an investigation into the town’s water quality began Feb. 6 when residents reported a potential problem. The state was then notified Feb. 8. Approximately 150 residents reported possible symptoms from drinking contaminated water. Several dogs fell ill as well. While Sandy officials announced Feb. 15 that the water was safe to drink again, the do not drink advisory was reissued until lab results were able to determine the amount of lead and copper concentrations.

Test results from two homes revealed lead levels 26 times higher than the federal threshold and copper levels 22 times higher, according to Utah Division of Drinking Water Director Marie Owens.

“Unfortunately, I don’t think we’ll ever be able to know exactly what the homes were exposed to during the 44-hour time frame that the fluoride event was happening,” Owens said. “We can’t go back and retroactively sample that.”

While the do not drink advisory was lifted Feb. 17, many residents still have questions regarding the quality of their water. Residents are questioning whether they need to replace their pipes and copper fittings and have asked the town to test their drinking water.

“What condition are my pipes in right now? What condition is my water heater  in now that I’m not going to be continually exposed?” said Jodi Monaco, resident. “I just want to know. All of us just want to know.”

To their credit, he town is paying for water tests and asks residents to collect water samples. Sandy has been cited by the Utah Division of Drinking Water for failure to adequately notify the public about potential contamination. The agency must be notified of contamination within 24-hours.

“Once I became aware this was more than just a localized event, which was how it was presented to me originally… it was sort of an all-hands-on-deck approach,” said Mayor Kurt Bradburn. “We put everything out on social media. We activated our emergency protocol so we could literally take people door to door and make sure we spoke to them, gave them water, gave them notice. But the point is, we could have done that sooner. And that’s what I deeply apologize on behalf of all residents that we didn’t do that sooner.”

Ian: So.. is this an isolated incident? Unfortunately, no. Here in Australia we were alerted to high fluoride levels on the Gold Coast some years back when the water authority was implementing their new desalination plant.

The Big Question

The question remains: can an off-the shelf water filter cope with this kind of incident. In our view, it`s a no. But there is hope. The UltraStream, (our invention) is an extremely high level performance water filter with a design brief of finding and incorporating the world`s best filtration media. It`s not just talk. We`ve tested its fluoride reduction over the life of the filter and received a reading of 97% removal.

Refinance And Lower Mortgage Payments

Refinancing both your first and second mortgage will lower your monthly mortgage payment and qualify you for overall lower rates. It will also save you money on closing costs and application fees. And while you are looking at rates and terms, you can reevaluate your loan’s payment schedule to better fit your budget needs.

Why One Mortgage Is Better Than Two?
Lending companies prefer financing one total mortgage rather than two separate loans. So second mortgage rates are at least a point higher than first mortgage rates.
Refinancing your two mortgages into one will qualify your for a lower rate mortgage. Since lenders charge flat application fees, you will save money by going through the process only once. Closing costs can also be cheaper.  Go now, to see Loan Trust mortgage rates.

Readjusting Terms
In all likelihood, your mortgages have different terms. Refinancing is a good time to reevaluate those terms and decide what would best meet your budget concerns.
If lower payments are your concern, then choose a longer term. While this will increase your total interest costs, it will ease your immediate budget concerns. Then when your financial situation improves, you can make principal payments to offset the interest costs.

When concerned about interest costs, it’s best to opt for a shorter term with its lower rate. You can also pay points to further lower your rates. But this is only wise if you plan to keep the loan for several years in order to recoup the costs.
Separate Is Sometimes Better In some cases, it is better to keep two separate mortgages to save money. In some instances, refinancing your mortgages individually will get you better rates overall. This is especially true if your total mortgage principal equals more than 80% of your home’s value.  Go now, to see low mortgage rates.

If you plan to cash out part of your home’s equity while refinancing, you may also want to finance a second mortgage separately. Cash out refi loans automatically boost your loan’s rate.
In order to find your best option, request quotes for refinancing your mortgages together and separately. Also look at several different lenders to be sure you are getting the most competitive offer.

Structure your dream home can rapidly turn into a problem of unmet schedules,expense over runs,poor craftsmanship and unlimited arguments.

I have been closing and originating building loans for a good number of years now and I have experienced customers getting rid of specialists and even specialists getting rid of customers. By that time in many cases the job is running behind schedule and over spending plan. Choosing a new specialist at this phase is more and challenging hold-ups are inescapable.

Investing a little bit more time and paying a little bit more attention to the process of selecting your specialist can prevent all this.

For the most part the writing is on the wall from the start,but wishful thinking obstructs reasoning,which causes disaster down the pathway. A great number of posts have been published on the topic,and you need to try reading a minimum of a couple of well prior to making your choice of a professional.

This article is based upon my experience and individual observations. You might wish to write the bottom lines down and include others that I have not covered and indeed contribute to the list from your own experience of handling people. This way you will internalize the subject and end up being a naturally better judge of those you do business with. If you live in Orange County California like me andand also you need a qualified professional in commercial building,try below for general construction including seismic strengthening and glulam beam repair :

• al vineyard orange county commercial construction contractor
• https://www.alvineyard.com/seismic-retrofit/
• orange county roof truss repair by a. l. vineyard construction

During the processing of your building loan,some details is gathered from the specialist but that needs to not stop you from your due diligence. Here is a list of items to check and to watch out for:
1- If your state needs a state license,request the number. Do not stop at that. Call the appropriate state board and look at the license’s status. You do not know who manages specialists in your state? Ask Him/Her. And pay attention to the response.

There is no need to be shy. A legitimate and sincere businessman will have no problem supplying the details. We are associated with a highly managed company and we proudly provide the appropriate details together with phone numbers and links to the state bodies on our About United States page.

2- Ask for recommendations. Pay attention to the response. Too fast a reaction and fast talk is probably a lie and a bluff. Too cautious a reaction is a sign of uncertainty. In any event write the names and numbers down and do call them. Go see them. Most people will in fact invite you simply to flaunt their achievement.

3- Are you developing a home from the ground up? Ensure the specialist has actually developed a total job in the past. Experience counts; a ground up building or a significant remodel is a really different animal from space and restroom additions.

4- Visit his/her place of business. Not all specialists have an office,but you need to make certain you are not handling a fly-by-night operation.

5- Your building loan bundle will consist of paper work for the specialist to finish. How does he deal with that? The following is a list of warning signs. Does not have the time to finish the loan provider’s line item expense breakdown and insists on using his own. Does not comprehend why the loan provider should be requesting for credit recommendations. Does not see why the building loan lending institution should need to see the building contract? Insists that in his experience non of the above are required which this loan provider do not know anything about building loans.

6- Be cautious of the specialist who prefers to offer a “complete bundle” rate. No building loan provider will accept that and neither should you.

7- Demand a product’s list. You do not need the specialist who does not have the time for this. Some lending institutions do not need this and when they do little attention is paid to it. Demand a total list of all products and components. Go to the display rooms,choose them and note your options by make,brand and/ or quality. This list needs to be signed by the specialist and you and be made a part of the contract. Stating “A great cooking area will cost so many dollars per foot” does not indicate much when you go to the display room at the end of the job only to learn that you hate what the building loan spending plan has actually enabled.

8- As a part of the building loan process the specialist will be asked to provide evidence of Liability Insurance as well as evidence of Workman’s compensation. If he/she does not directly utilize anybody,he/she might very well not have Workman’s Compensation Insurance. Complaints about Liability Insurance are a sure sign of problems.

9- As product expenses are rising,payment of deposits on some deliveries might be required by providers and some building loans will enable that. But understand the specialist who requests for up front money.

10- Construction loan disbursements are made in phases. Never ever pay a professional prior to your regional county or city inspector has actually accepted that phase. The loan provider’s inspector only confirms portion of completion not compliance,so his approval does not indicate that your regional authorities will likewise sign off.